Best prices,best service and the most important: honesty.
We provide you with all you need to know before buying a used car in Miami.
Bonanza is in business for over 40 years. Family owned and operated. We do wholesale, retail and export. We specialize in Cargo Vans, Passenger Vans, Pick Ups, Small/Medium sizeTrucks and Cars. We will do all your export to the Islands, Central & South America and Europe. We service all before we sell. Honesty and Professional Service is what you receive!
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Please before Buying a used car in Miami read these instructions carefully by doing so you can prevent headaches and save a lot of money.
How to buy a Miami used car
Miami used cars Bonanza Auto Center
Buying a Miami used Car Before you buy a car , you'll need to do some homework , finding out about the car now will help you save money later. Think about , your needs, and your budget. You can learn about car models, options, and prices by reading newspaper ads, both display and classified. There is a lot of information about used cars here, detailed instructions for making a pre-purchase inspection, and ads for cars available for sale, along with other information.
Miami used cars Bonanza Auto Center
PAYMENT OPTIONS IN MIAMI USED CARS You have two choices: pay in full or finance over time. If you finance, the total cost of the car increases. That's because you're also paying for the cost of credit, which includes interest and other loan costs. You'll also have to consider how much you can put down, your monthly payment, the length of the loan, and the annual percentage rate. Remember that annual percentage rates usually are higher and loan periods generally are shorter on used cars than on new ones. Dealers and lenders offer a variety of loan terms and payment schedules. Compare offers, and negotiate the best deal you can. Be careful about advertisements offering financing to first-time buyers or people with bad credit. These offers often require a big down payment. If you agree to financing that carries a high APR, you may be taking a big risk. If you decide to sell the car before the loan expires, the amount you receive from the sale may be far less than the amount you need to pay off the loan. If the car is repossessed or declared a total loss because of an accident, you may be obligated to pay a considerable amount to repay the loan even after the proceeds from the sale of the car or the insurance payment have been deducted. If your budget is tight, you may want to consider paying cash for a less expensive car than you first had in mind. If you decide to finance, make sure you understand the following aspects of the loan agreement before you sign any document the exact price you're paying for the vehicle; the amount you're financing; the finance charge the APR the number and amount of payments; and the total sales price .
Miami used cars Bonanza Auto Center
DEALER SALES IN MIAMI USED CARS Miami used cars are sold through a variety of outlets franchise and independent dealers, rental car companies, leasing companies, and used car superstores. You may want to call your local consumer protection agency, state Attorney General , and the Better Business Bureau to find out if any unresolved complaints are on file about a particular dealer. Some dealers are attracting customers with "no-haggle prices," "factory certified" used cars, and better warranties. Consider the dealer's reputation when you evaluate these ads. Dealers are not required by law to give used car buyers a three-day right to cancel. The right to return the car in a few days for a refund exists only if the dealer grants this privilege to buyers. Dealers may describe the right to cancel as a cooling-off period, a money-back guarantee, or a no questions asked return policy. Before you purchase from a dealer, ask about the dealer's return policy, get it in writing and read it carefully. The Federal Trade Commission's Used Car Rule requires dealers to post a Buyers Guide in every used car they offer for sale. This includes light-duty vans, light-duty trucks, demonstrators, and program cars. Demonstrators are new cars that have not been owned, leased, or used as rentals, but have been driven by dealer staff. Program cars are low-mileage, current-model-year vehicles returned from short-term leases or rentals. Buyers Guides do not have to be posted on motorcycles and most recreational vehicles. Anyone who sells less than six cars a year doesn't have to post a Buyers Guide. The Miami Used Car Buyers Guide must tell you: whether the vehicle is being sold "as is" or with a warranty; what percentage of the repair costs a dealer will pay under the warranty; that spoken promises are difficult to enforce; to get all promises in writing; to keep the Buyers Guide for reference after the sale; the major mechanical and electrical systems on the car, including some of the major problems you should look out for; and to ask to have the car inspected by an independent mechanic before you buy. When you buy a Miami used car from a dealer, get the original Buyers Guide that was posted in the vehicle, or a copy. The Guide must reflect any negotiated changes in warranty coverage. It also becomes part of your sales contract and overrides any contrary provisions. For example, if the Buyers Guide says the car comes with a warranty and the contract says the car is sold "as is," the dealer must give you the warranty described in the Miami used cars Guide. As Is - No Warranty When the dealer offers a vehicle "as is," the box next to the "As Is - No Warranty" disclosure on the Buyers Guide must be checked. If the box is checked but the dealer promises to repair the vehicle or cancel the sale if you're not satisfied, make sure the promise is written on the Buyers Guide. Otherwise, you may have a hard time getting the dealer to make good on his word. Some states, including Connecticut, Kansas, Maine, Maryland, Massachusetts, Minnesota, Mississippi, New Jersey, New York, Rhode Island, Vermont, West Virginia and the District of Columbia, don't allow "as is" sales for many used vehicles. Three states - Louisiana, New Hampshire, and Washington - require different disclosures than those on the Buyers Guide. If the dealer fails to provide proper state disclosures, the sale is not "as is." To find out what disclosures are required for "as is" sales in your state, contact your state Attorney General. Implied Warranties State laws hold dealers responsible if cars they sell don't meet reasonable quality standards. These obligations are called implied warranties - unspoken, unwritten promises from the seller to the buyer. However, dealers in most states can use the words "as is" or "with all faults" in a written notice to buyers to eliminate implied warranties. There is no specified time period for implied warranties. Unexpired Manufacturer's Warranties in buying a Miami used car: If the manufacturer's warranty still is in effect, the dealer may include it in the systems covered/duration section of the Buyers Guide. To make sure you can take advantage of the coverage, ask the dealer for the car's warranty documents. Verify the information (what's covered, expiration date/miles, necessary paperwork) by calling the manufacturer's zone office. Make sure you have the Vehicle Identification Number (VIN) when you call.
Service Contracts for buying a Miami used carLike a warranty, a service contract provides repair and/or maintenance for a specific period. But warranties are included in the price of a product, while service contracts cost extra and are sold separately. To decide if you need a service contract, consider whether the service contract duplicates warranty coverage or offers protection that begins after the warranty runs out. Does the service contract extend beyond the time you expect to own the car? If so, is the service contract transferable or is a shorter contract available? the vehicle is likely to need repairs and their potential costs. You can determine the value of a service contract by figuring whether the cost of repairs is likely to exceed the price of the contract. the service contract covers all parts and systems. Check out all claims carefully. For example, "bumper to bumper" coverage may not mean what you think , a deductible is required and, if so, the amount and terms. The contract covers incidental expenses, such as towing and rental car charges while your car is being serviced. Repairs and routine maintenance, such as oil changes, have to be done at the dealer.There's a cancellation and refund policy for the service contract and, whether there are cancellation fees. The dealer or company offering the service contract is reputable. Read the contract carefully to determine who is legally responsible for fulfilling the terms of the contract. Some dealers sell third-party service contracts. The dealer must check the appropriate box on the Buyers Guide if a service contract is offered, except in states where service contracts are regulated by insurance laws. If the Guide doesn't include a service contract reference and you're interested in buying one, ask the salesperson for more information. If you buy a service contract from the dealer within 90 days of buying a used vehicle, federal law prohibits the dealer from eliminating implied warranties on the systems covered in the contract. For example, if you buy a car "as is," the car normally is not covered by implied warranties. But if you buy a service contract covering the engine, you automatically get implied warranties on the engine. These may give you protection beyond the scope of the service contract. Make sure you get written confirmation that your service contract is in effect. The Miami Used Car Buyers Guide cautions you not to rely on spoken promises. They are difficult to enforce because there may not be any way for a court to determine with any confidence what was said. Get all promises written into the Guide. Pre-Purchase Independent Inspection It's best to have any used car inspected by an independent mechanic before you buy it. For about $100 or less, you'll get a general indication of the mechanical condition of the vehicle. An inspection is a good idea even if the car has been certified and inspected by the dealer and is being sold with a warranty or service contract. A mechanical inspection is different from a safety inspection.There are no standard operating procedures for pre-purchase inspections. Ask what the inspection includes, how long it takes, and how much it costs. Get this information in writing. If the dealer won't let you take the car off the lot, perhaps because of insurance restrictions, you may be able to find a mobile inspection service that will go to the dealer. If that's not an option, ask the dealer to have the car inspected at a facility you designate. You will have to pay the inspection fee. Once the vehicle has been inspected, ask the mechanic for a written report with a cost estimate for all necessary repairs. Be sure the report includes the vehicle's make, model, and VIN. Make sure you understand every item. If you decide to make a purchase offer to the dealer after considering the inspection's results, you can use the estimated repair costs to negotiate the price of the vehicle. Optional Signature Line The dealer may include a buyer's signature line at the bottom of the Miami Used Car Buyers Guide. If the line is included, the following statement must be written or printed close to it: "I hereby acknowledge receipt of the Buyers Guide at the closing of this sale." Your signature means you received the Buyers Guide at closing. It does not mean that the dealer complied with the Rule's other requirements, such as posting a Buyers Guide in all the vehicles offered for sale.
PRIVATE SALES FOR BUYING A MIAMI USED CAR An alternative to buying from a dealer is buying from an individual. You may see ads in newspapers, on bulletin boards, or on a car. Buying a car from a private party is very different from buying a car from a dealer. Private sellers generally are not covered by the Used Car Rule and don't have to use the Buyers Guide. However, you can use the Guide's list of an auto's major systems as a shopping tool. You also can ask the seller if you can have the vehicle inspected by your mechanic. Private sales usually are not covered by the "implied warranties" of state law. That means a private sale probably will be on an "as is" basis, unless your purchase agreement with the seller specifically states otherwise. If you have a written contract, the seller must live up to the promises stated in the contract. The car also may be covered by a manufacturer's warranty or a separately purchased service contract. However, warranties and service contracts may not be transferable, and other limits or costs may apply. Before you buy the car, ask to review its warranty or service contract. Many states do not require individuals to ensure that their vehicles will pass state inspection or carry a minimum warranty before they offer them for sale. Ask your state Attorney General's office or local consumer protection agency about the requirements in your state.
Miami used cars Bonanza Auto Center
BEFORE YOU BUY A MIAMI USED CAR Whether you buy a Miami used car from a dealer, a co-worker, or a neighbor, follow these tips to learn as much as you can about the car:Examine the car yourself using an inspection checklist. You can find a checklist in many of the magazine articles and books that deal with buying a used car. Test drive the car under varied road conditions - on hills, highways, and in stop-and-go traffic. Ask for the car's maintenance record. If the owner doesn't have copies, contact the dealership or repair shop where most of the work was done. They may share their files with you. Talk to the previous owner, especially if the present owner is unfamiliar with the Miami used car history. Have the car inspected by a mechanic you hire.
Miami used cars Bonanza Auto Center
IF YOU HAVE PROBLEMS WITH YOUR MIAMI USED CAR If you have a problem that you think is covered by a warranty or service contract, follow the instructions to get service. If a dispute arises, there are several steps you can take:Try to work it out with the dealer. Talk with the salesperson or, if necessary, the owner of the dealership. Many problems can be resolved at this level. However, if you believe you're entitled to service, but the dealer disagrees, you can take other steps. If your warranty is backed by a Miami used car manufacturer, contact the local representative of the manufacturer. The local or zone representative is authorized to adjust and decide about warranty service and repairs to satisfy customers. Some manufacturers also are willing to repair certain problems in specific models for free, even if the manufacturer's warranty does not cover the problem. Ask the manufacturer's zone representative or the service department of a franchised dealership that sells your car model whether there is such a policy.